Why Join PURMA?

PURMA supports your risk management department. If you don’t have one, you will when you join PURMA! Busy Managers are no longer alone in keeping up to date with risk management and insurance issues in an ever-changing environment. PURMA fills the void with information and expertise. Simply pick up the phone and call us.


PURMA utility members are publicly owned, nonprofit electric, gas, water, telecommunications, cable TV, and sewer utilities. This includes municipal utilities and rural cooperatives. PURMA also accepts associate members who subscribe to our high business standards and can help members achieve their goals and objectives.

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Electric Utility Members

Ashburnham, Belmont, Boylston, Braintree, Cape & Vineyard, Chicopee, Concord, ENE, Groton, Hingham, Holyoke, Hudson, Hull, Jewett, Littleton, Lyndonville, Marblehead, Massena, Merrimac, Morrisville, NAED, NEPPA, Pascoag, Paxton, Peabody, Princeton, Reading, Rowley, South Hadley, Sterling, Stowe, Swanton Village, Templeton, Wakefield, West Boylston, Westfield


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Gas Utility Members

Holyoke, Wakefield, Westfield


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Water Utility Members

Littleton, Morrisville, Pascoag, Templeton


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Cable/Telecomms Utility Members

Alford, Chicopee, Concord, Holyoke, Otis, SELCO, South Hadley, Taunton, Westfield, Wired West


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Sewer Utility Members



Benefits of Membership

By partnering with PURMA, you gain the knowledge and expertise of a top-notch risk management firm without the price tag. Membership is reserved exclusively for Public Utilities and Utility Cooperatives in the Northeast.

Comprehensive Annual Insurance Program Review

PURMA sits down with each member annually to review their individual insurance program and make recommendations for improvement.

Contract Reviews

PURMA reviews the risk transfer language and insurance specifications of third-party contracts on behalf of our members and makes recommendations for improvement.

Education and Training

PURMA offers education and training opportunities to its membership both individually and as a group.

Certificate of Insurance Management

PURMA Partners with Starkweather & Shepley Insurance to provide certificate of insurance record management to our members. We communicate directly with vendors to procure compliant certificates of insurance on their behalf. 

Access to Member-Owned Captives

PURMA staff is responsible for the day-to-day operations of our Member-Owned Captives, PUMIC and PEIC which are offered exclusively to our members.

Claims Assistance

PURMA staff is available to assist our members with insurance claims and act as a professional liaison with insurance companies on behalf of our members.

Commercial Insurance Placement

PURMA partners with Starkweather & Shepley Insurance to provide commercial insurance placement for all exposures that cannot be placed in our Member-Owned Captives. Many of our commercial placements are in group programs specifically developed for our members.

24/7 Risk Management Consulting

PURMA is here to serve all of your risk management needs during regular business hours and on call 24/7 to respond to after-hours emergencies.


Become a Member Today!

Call us today at 508-983-1457 or apply using the form below and we will be in contact shortly.

  • Once your application is received, PURMA will review and reach out to schedule a call. Additional documentation may be required.
  • Applications for membership are subject to approval by the Board Of Directors.
  • Membership dues for Utility Members is $1,300 annually.
  • Membership dues for Associate Members is $2,500 annually and includes sponsorship recognition at our Annual Meeting.

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