Commercial Insurance Placements
Some exposures are not a fit for our Member-Owned Captives. PURMA partners with Starkweather & Shepley Insurance to provide commercial insurance placement for all exposures that cannot be placed in our Member-Owned Captives. Many of our commercial placements are in group programs specifically developed for our members. As your dedicated risk manager, PURMA reviews commercial placements to ensure that members are receiving the broadest available coverage at the most competitive rates.
Common Commercial Product Placements
Crime Insurance
Protects organizations from financial losses such as burglary, theft, fraud and forgery.
Cyber Insurance
Provides financial protection to organizations from internet-based risks including security breaches and cyber-attacks.
Employment Practices Liability
Protects organizations from wrongful acts arising from the employment process such as discrimination, sexual harassment, wrongful termination and retaliation.
Environmental (Pollution) Liability
Provides financial protection to organizations if pollutants are released or cause damage to a third party.
Contractors Equipment / Inland Marine
Physical damage insurance that covers the specific equipment and tools of an organization.
Workers Compensation
Mandated insurance that provides benefits to workers who become injured or ill as a result of their employment with your organization.